(Hi, I am pregnant and due on June first and we are looking for health insurance for the baby I am on my husbands but it would be terribly expensive to add him to it, our older daughter is on an individual plan, so im planning to give them a call and see their rates… how do you go about getting health insurance for a newborn? do you have to wait until you have their birth certificate to enroll? what should I look for in a health insurance policy..
I would really appreciate suggestions
thank you)
Answer :
You can’t technically enroll the baby until it is born and you have the social security number. If you are wanting to find a good insurance in the mean time I would call around to different insurance companies and explain to them that you are due and when and see if they can guide you to a good plan. Because babies have so many well visits I would look for a plan that has a low copay for doctor’s visits because you will be paying this a lot in the first year and thereafter.
Tags: enroll baby, health insurance